One person pays and the details disappear in chat
Split bills. Track debts. Stay in WhatsApp.
OweMe turns shared payments and personal IOUs into clear, confirmed balances — all in one WhatsApp chat.
Choose a person or create a shared bill, invite everyone in WhatsApp, and let the bot keep track of who owes whom.
OweMe
WhatsApp bot
Split bill
Enter the total bill amount
2400 RUB
Did you take part in this bill?
Yes · paid full amount
Shared bill created. Forward the invite link to participants.
Everyone finished. OweMe calculated the debts.
What would you like to do?
1 chat
for shared money
2 flows
debts and bills
clear
final balances
Everyone remembers a different amount
Working out who should pay whom takes too long
From payment to a clear balance
OweMe handles both sides of shared money: one-to-one debts that need confirmation and group bills that need a fair calculation.
01
Open WhatsApp
Start a chat with OweMe. There is nothing else to install.
02
Choose the flow
Record a debt or create a bill for a group.
03
Invite and confirm
Send the WhatsApp link or confirm directly in the chat.
04
See the balance
OweMe keeps the result ready until everyone settles.
One place for the money between people
Personal debts with confirmation
Shared bills with an invite link
Who-paid-what calculation
Balances and confirmed settlements
Start with the payment you just made
Open OweMe in WhatsApp and turn it into a balance before the details get lost.